What is Travel Insurance?
Travel insurance is insurance designed to cover the costs and losses and reduce the risk associated with unexpected events incurred while traveling. It is a useful protection for those traveling domestically or abroad.
Why you should buy travel insurance?
- You need to cancel your trip:
What happens if someone gets sick and can’t travel, a parent dies, you’re required to work, or your house floods?
With trip cancellation coverage, you’ll be able to recover your out-of-pocket expenses for these covered reasons and more. - You miss your connection:
You've planned a cruise but you discover the connecting flight to get to the ship is delayed. With the missed connection it looks like you will miss your cruise departure. How will you catch up to the ship?
With missed connection coverage, you can take another flight to catch the ship at the next port-of-call. You’ll also have assistance services to help you arrange and pay for those travel changes. - Your flight is cancelled:
After attending the family reunion, you arrive at the airport to return home and are told tornadoes have canceled all flights through Dallas. Who will help you find a new flight to return home?
With trip interruption coverage, you’ll have the money to refund the expenses of a new return ticket or to stay in a comfortable hotel. - A hurricane damages your destination:
You saved all year for a summer vacation to Aruba, but a hurricane destroys the hotel a week before you depart. Will you lose all the money you worked so hard to save?
With travel insurance protection for weather damage, you’ll be able to recover your pre-paid costs. Travel assistance services will also help you arrange a vacation at a new location – one the hurricane missed. - A terrorist event occurs:
You’ve planned an excursion to Egypt for years, but weeks before leaving a terrorist attack occurs. The airports are closed and Egypt is in chaos. It would be unwise to travel now, but will you lose all your non refundable fees?
With terrorism coverage, you can cancel your trip without losing all the money you’ve spent. - You get sick or injured on your trip: You and your friends have planned a hiking trip to climb Machu Picchu since college. After your first night in Lima, you wake with severe stomach pains and a high fever. You cannot start your hike. Instead, you need emergency medical care – and quick.
With travel medical coverage, you won’t be paying a huge medical bill. You’ll also have assistance services – in your own language – to locate a suitable medical facility and arrange transportation. - You need an emergency medical evacuation: You and your daughter have planned a summer tour of Mont-Blanc, but high in the mountains your daughter is overcome with dizziness and a dangerously high fever. She needs immediate medical attention. How will you get her to safety?
With medical evacuation coverage, you can arrange safe transportation to a medical facility. Medical evacuations typically cost tens of thousands of dollars, but with trip insurance you won’t break the bank to save your daughter. - You need emergency assistance services: You and your parents have planned a trip to their home country, but on your way, the train is cancelled for mechanical repairs. You don’t speak the language. Who can help you locate alternative transportation?
With trip insurance you’ll have emergency assistance services. The service agents will recover your non refundable fees, then locate and pay for transportation to get you where you want to be.